Understanding Workers' Compensation in Ohio

What is Workers' Compensation?

The Ohio Bureau of Workers' Compensation (BWC) provides financial assistance to workers who are injured on the job or contract an occupational illness. This program, known as workers' compensation, is designed to provide medical care and lost wages to eligible employees.

In Ohio, employers with three or more full-time or part-time employees must have workers' compensation insurance coverage. This ensures that if an employee suffers a work-related injury or illness, they can receive the necessary medical treatment and financial support without having to prove fault or negligence.

Workers' compensation benefits are not taxable and do not affect Social Security benefits. If you're unsure about your eligibility or need assistance with filing a claim, contact the Ohio BWC for guidance.

How to File a Claim

To file a claim with the Ohio BWC, you'll need to provide documentation supporting your injury or illness. This may include medical records, witness statements, and other relevant evidence.

If you're unable to work due to your injury or illness, you can apply for temporary total disability benefits. These benefits will help replace lost wages while you recover.

Once your claim is approved, the Ohio BWC will provide a list of authorized healthcare providers who can treat your condition. You'll need to choose one from this list and receive treatment within 14 days of the injury or diagnosis.

If you're unsure about the claims process or have questions about your eligibility, contact the Ohio BWC for assistance.

Preventing Workplace Injuries

The Ohio BWC offers various resources and programs to help prevent workplace injuries. These include safety training, hazard identification, and risk assessment tools.

Employers are required by law to maintain a safe working environment for their employees. This includes providing personal protective equipment (PPE), proper training, and regular inspections of workspaces.

The Ohio BWC also provides incentives for employers who prioritize workplace safety and implement effective injury prevention strategies.